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KS3 Business

Money and how it works

50 questions5 subtopics
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What's covered

Cash vs digital payment methods10
Currency and exchange rates10
What money is and the forms it takes10
Where money comes from10
Why money exists - the functions of money10

Key facts

1

Money sent between bank accounts electronically is called a bank transfer.

2

Travellers usually swap pounds for foreign cash at a bureau de change.

3

Coins and paper notes used for everyday payments are called cash.

4

A government payment to support people unable to work is called a benefit.

5

A problem with bartering is that both people must want what the other offers (the "double coincidence of wants").

6

A disadvantage of cash for large purchases is that it can be lost or stolen easily.

7

The euro is used as legal tender in France, Germany and other Eurozone members.

8

Cryptocurrency is digital money held on a computer system.

9

The Bank of England issues new banknotes for England and Wales.

10

High inflation reduces money's effectiveness as a store of value.

Sample questions

A taste of the 50 questions in this topic — answers marked. Sign up to practise the full set with spaced repetition.

1Cash vs digital payment methods

Which is a digital payment method?

  • Counting out loose change
  • Handing over four £1 coins
  • Paying with a £5 note
  • Tapping a contactless debit card
2Currency and exchange rates

What is an 'exchange rate'?

  • The annual tax on currency transactions
  • The fee a shop charges for change
  • The number of coins inside one note
  • The price of one currency in terms of another
3What money is and the forms it takes

Which is an example of digital money used today?

  • A bag of mixed gold coins
  • A balance held in a bank account
  • A box of paper £20 notes
  • A jar of saved coppers
4Where money comes from

Which UK institution issues new banknotes for England and Wales?

  • Bank of England
  • Financial Conduct Authority
  • HM Treasury
  • Royal Mint
5Why money exists - the functions of money

Which is one main function of money?

  • A guarantee of personal happiness
  • A medium of exchange between people
  • A substitute for any human food
  • A way to control the local weather
6Cash vs digital payment methods

What is one advantage of using contactless card payments?

  • Always free of any small charge
  • Fast checkouts with no PIN needed
  • Mandatory cash-back on every purchase
  • No record of the purchase ever kept

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